Thede Ward (TWS) Agri-Business Systems

GeneralMember Loan ManagementPatronage Calculation and Distribution

	Member Loan Management

	Track all outstanding member loans, which include mandatory member loans and special member loans.

	Enhance flexibility through allowing a variety of member loans and loan structures.

	Improve member service by having information up to date and quick to access s.

	Reduce administration through the automation of interest calculation and payment.

	Offer repayment of loans to the member at anytime, if required.

	Prepare required government documents for interest paid to members.

	Patronage Calculation and Distribution

	Automatically produce the amount of patronage earned through calculating a percentage of sales or units.

	Distribute the patronage in the form of patronage loans, patronage dividends, or share capital.

	Improve customer service by generating patronage statement with payments, which include the summary of the customer’s business volumes and earnings.

	Detail the balance of deferred patronage earnings and any applicable interest earned.

The TWS Co-op Management Solution is designed to manage the unique needs of an agricultural co-operative. It provides for the management of member loans, share capital, patronage and financial reporting. The goal of the software is to provide effective administration of the various aspects of the co-op system. The TWS Co-op Management Solution contains the following software modules:

	Financial Management System Co-op Member Loan System Co-op Patronage System
These three modules are completely integrated with each other to offer a complete solution. Additionally, these modules are typically integrated with other TWS modules to meet the diverse needs of a co-op. Contact us today to learn more about this software solution.